What do agents primarily act as in insurance transactions?

Agents primarily act as intermediaries for the insurance company in insurance transactions. This role involves representing the insurer and facilitating the sale of insurance policies to clients. Agents are responsible for providing potential policyholders with information about various insurance products, assisting them in selecting appropriate coverage, and guiding them through the application process. By acting in this capacity, agents help to streamline communication and ensure that the insurance company’s products are effectively presented and delivered to clients.

In this intermediary role, agents also take on important responsibilities such as explaining the terms of policies, collecting premiums, and sometimes assisting with claims. This involvement is key for maintaining a functional relationship between the insurance company and the policyholder, making agents crucial to the overall process.

The other options, while they reflect aspects of the insurance profession, do not accurately capture the primary function of agents within insurance transactions as clearly as being intermediaries does.