What should agents ensure about the insurance products they offer?

Agents should ensure that the insurance products they offer adhere to standards defined by the law. This is essential because legal compliance protects both the agent and the client, ensuring that the products are appropriate and beneficial for the clients’ needs. Various laws and regulations exist to ensure consumer protection, prevent discrimination, and maintain fair market practices. By aligning their offerings with these legal standards, agents help preserve the integrity of the insurance market and foster trust with their clients.

Prioritizing legal suitability also promotes professionalism within the industry. Agents who understand and apply these standards are better equipped to provide valuable advice and product recommendations that truly meet their clients' requirements, rather than simply pushing popular or low-cost options that may not be in the clients' best interests. Therefore, focusing on legislative and regulatory standards is crucial for responsible and ethical agent practices.