What term describes personal property that is permanently affixed to land and intended to form a part of the land?

Study for the New Jersey Title Insurance Producer Exam. Study with flashcards and multiple-choice questions, each question has hints and explanations. Get ready for your exam!

The term that describes personal property that has been permanently affixed to land and is intended to become part of that land is a fixture. Fixtures are items that were originally personal property but have been attached to the land or a building in such a way that they are now considered part of the real estate. Common examples include things like built-in appliances, lighting fixtures, and plumbing fixtures.

In real estate transactions, the distinction between personal property and fixtures is important because fixtures typically remain with the property when it is sold, whereas personal property does not. The intent behind the placement of the item is also crucial; it must be intended to be a permanent part of the property for it to qualify as a fixture.

Land refers to the physical ground itself, while an encumbrance refers to any claim or liability against a property that might affect its value or use, like liens or easements. A grantor is the individual or entity that transfers ownership of a property to another party. Each of these terms has specific meanings and applications in real estate, but when it comes to property permanently attached to land, the term fixture is the appropriate choice.

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