Which of the following is NOT a duty of the insurer as the principal to the agent?

The role of the insurer as the principal to the agent encompasses several important responsibilities that facilitate the agent's ability to perform effectively in their role. Among these duties, providing legal counsel is not typically one that insurers undertake as a formal obligation to their agents.

While it is essential for agents to understand the legal frameworks and potential liabilities in their dealings, the primary responsibility of the insurer focuses on supporting the agent in terms of commission payments, ensuring they can function independently without undue interference, and keeping them updated on the company's products and associated risks. These efforts help create a collaborative environment where the agent can thrive and sell policies effectively.

Legal counsel, on the other hand, is usually provided through external legal resources rather than being a direct duty of the insurer. This distinction clarifies why this option is not part of the core responsibilities expected from the insurer towards the agent.