Which of the following is an example of a peril?

A windstorm is classified as a peril because it refers to a specific hazard or event that can cause loss or damage to property. In the context of insurance, a peril is a risk that can lead to a claim. For instance, if a homeowner's property is damaged due to a windstorm, that event represents a tangible cause of loss, making it a recognized peril under home insurance policies.

The other options, while relevant to risk management and insurance, do not fit the definition of a peril. A homeowner's attitude may influence their care for the property but does not represent a direct cause of damage. Indifference to risk can describe a mindset but does not embody an event that could lead to destruction or loss. Lastly, the financial condition of an insurer pertains to the company's ability to pay claims but has no direct association with specific hazards that result in property damage. Thus, windstorm stands out as a clear example of a peril within the insurance realm.