Which of the following is NOT a reason a title insurer will issue an endorsement to a title policy?

The title insurer issues endorsements to provide additional coverage or modify the terms of a title policy based on specific situations that may affect the property's title. In this context, the correct answer is based on the understanding of how endorsements function within title insurance.

A title insurer typically does not issue an endorsement simply because the title is deemed unmarketable. If a title is unmarketable, it suggests that there are significant issues with the title that would preclude standard coverage, and rather than providing an endorsement, the insurer may decline to issue a policy or offer it under limited terms. Endorsements are generally used to address conditions that can be resolved or clarified, enhancing the coverage rather than acknowledging an unresolvable defect in the title.

The other options represent scenarios where endorsements could indeed be issued. For instance, if the property value has significantly increased, the title insurer might issue an endorsement reflecting this new value. In cases where a new claim on the property is identified, an endorsement could clarify coverage concerning this claim. Additionally, if a property has been recently sold, endorsements could be issued to update the policy regarding the new owner's specific concerns or requirements.

Overall, the issuance of endorsements is primarily linked to enhancing coverage, not acknowledging substantial flaws like an unmarketable