Who is the grantor in a property transfer?

In a property transfer, the grantor is the party who conveys the title to the property, typically the seller in a real estate transaction. The grantor is responsible for signing the deed, which legally transfers ownership to the buyer, also known as the grantee. This deed outlines the rights being transferred and serves as the official document evidencing the change of ownership.

The grantor plays a critical role in the transaction because their willingness to transfer the property establishes the legal framework for the exchange. Their signature on the deed signifies their intent to sell and relinquish ownership to the buyer. Having the correct identification of the grantor is essential for the title transfer process, as it ensures that all rights and obligations associated with the property are properly assigned to the new owner.

In contrast, the buyer is referred to as the grantee since they are receiving the property, while the entity that holds the mortgage has a different role in the transaction, typically as a lender rather than a participant in the property transfer itself. The title insurance company plays a protective role by ensuring the title's validity and the buyer's ownership but does not engage in the actual transfer of property ownership. Therefore, recognizing the grantor as the seller who conveys the deed is fundamental to understanding property